Current Job A
Pay package
Time and lifestyle
Subjective scores
4
3
4
🇸🇬 Singapore job decision tool · 2026
Is your new job offer really worth switching for?
Compare your current job and new offer after salary, CPF, AWS, bonus, annual leave, working hours, commute, notice buyout, gap days and job risk. See the real value beyond monthly salary.
Annual Net GainBreak-even MonthsEffective Hourly ValueNotice BuyoutRisk-adjusted Score
Free to UseNo login required
Browser BasedInputs stay local
Decision SupportNot career advice
2026 ReadyCPF estimate included
Job Switch Worth It Calculator
Fill in your current job, new offer and switching costs. Use presets if you want to test common Singapore job-switching scenarios quickly.
CPF estimate settings
Use “No CPF calculation” for EP / S Pass / non-CPF comparison.
Used only for employee CPF estimate.
New Offer B
Pay package
Time and lifestyle
Subjective scores
3
4
3
Switching cost and notice risk
Leave as 0 if no salary-in-lieu payment is expected.
Transport, clothing, relocation, admin or other job-switching costs.
Result
Run the calculator
Your decision summary will appear here.
Annual net gain after switching costS$0
Monthly value differenceS$0
Break-even time-
Effective hourly differenceS$0/hr
Current Job Score0
Based on cash value, time value, leave, stability, growth and work-life balance.
New Offer Score0
A higher score means the new offer looks stronger under your selected assumptions.
Metric
Current Job
New Offer
Estimates only. CPF uses simplified 2026 full-rate assumptions for Singapore Citizens and SPRs from the third year onwards. First- and second-year SPR graduated rates, tax, variable incentives and contract-specific rules are not included. Verify final payroll, notice period, CPF and employment matters with official sources, your contract or HR team.
How to use this job switch calculator
1. Enter the two jobs
Add salary, AWS, expected bonus, benefits, leave, working hours, office days and commute.
2. Add switching cost
Include notice buyout, unpaid gap days and one-time costs.
3. Review value and risk
Check annual gain, monthly gain, break-even months, effective hourly value and decision score.
4. Use it to negotiate
The result helps you ask better questions before accepting, rejecting or negotiating an offer.
Recent comparisons
Your last few comparison summaries are stored only in your browser local storage.
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Frequently asked questions
Is a 10% salary increase enough to switch jobs?
Not always. Compare AWS, bonus, CPF, annual leave, commute time, working hours, job stability and switching cost.
Should I include employer CPF as cash?
No. Employer CPF is valuable, but it is not immediate cash paid into your bank account.
How is break-even time calculated?
Break-even time is estimated as switching cost divided by monthly value gain. If the new offer has no monthly gain, break-even may be shown as not reached.
Does this calculator include income tax?
No. Singapore income tax depends on tax residency, reliefs and other income.
Can I use this for EP or S Pass offers?
Yes, choose “No CPF calculation” if CPF is not applicable.